Tag Archives: workers compensation

What’s the Difference Between Workers Compensation and Occupational Accident Insurance?

In the event of injury in the work place, workers compensation and occupational accident insurance both give a level of protection to employees. It’s important to understand the difference between the two, since it will be up to the employer to decide which insurance they will be purchasing to protect their company. Workers Compensation This is a state-regulated requirement for employers with a minimum number of employees. Workers compensation covers the cost of lost wages, medical treatment, and rehabilitation for employees who are injured at work. Workers compensation also offers some protection to employers against employees who may sue in relation to their claim. Even if coverage is offered to both parties via workers compensation, employers are still required to provide and maintain a safe workplace to their employees. Workers compensation is the more expensive policy for employers to purchase, but offers more benefits than those found in occupational accident…
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Why Should You Hire a Work Injury Lawyer?

When you’ve been hurt at work, a lot of people believe they should just let their employer handle the medical treatment. I often hear “I thought they’d take care of me,” and “My boss said to send him the bill.” Many people believe that being a good employee means their employer or their insurance company will automatically take good care of them if they get injured on the job. Sadly, this often not the case. Though hiring a lawyer seems like a scary step, there are several reasons why having an attorney can benefit you, especially if you hire a work injury lawyer toward the beginning of your case. First and foremost, no matter how wonderful your boss or company may be, when you get hurt on the job it is traditionally the insurance company that is calling the shots. The insurance company, unlike your boss, doesn’t know you. The…
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So You Were Hurt on the Job… Now What?

When you get hurt on the job, the last thing you may think to be worried about is not being treated fairly. Let’s face it, your number one concern is getting the treatment you need as quickly as possible with the least amount of hassle from your boss and your co-workers. However, although some employers and insurance companies take good care of injured employees, there are many who do not. It is important to educate yourself on how to protect yourself from being mistreated by your employer or their insurance company in the event that you are hurt on the job. You’re the one who is hurt; don’t let your employer or insurance company call all the shots. With that in mind, here’s a quick cheat sheet on a few of the things you need to know if you’ve been hurt on the job: 1. JUST. SAY. NO. No matter…
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