The most recent report from Georgia Highway Safety shows that in Bibb County alone, 6,526 automobile wrecks occurred within a single year. 2,875 of those wrecks resulted in injuries.
Despite how often car wrecks take place on Georgia roadways, when a person is injured in a vehicle collision, deciding what to do next can be a confusing and scary process. Aside from getting immediate medical attention to determine the extent of your injuries and recommended follow-up treatment, one of the most important steps that a person involved in an injury-causing wreck must do is notify his or her insurance carrier.
This crucial step of notifying your insurer (the company that issued your auto insurance policy) must be taken immediately and in every case. If you retain an attorney to represent you for your injuries, your attorney should take this step on your behalf. However, if you do not hire an attorney immediately after the wreck and provide him or her with your insurance information, you may be giving up very important rights to recover against your own insurance policy (if you have underinsured/uninsured motorist "UM" coverage). In some cases, a person's own insurance policy is the only available method of compensating a wreck victim, and Georgia laws have recently changed and allow an insurance company, in some cases, to avoid coverage if not notified in 30 days.
If you have questions about what type of insurance policy you have or what type of insurance policy you need to have to ensure you and your family and passengers are protected, you should contact an attorney for information.
Even if you choose not to pursue or follow through with legal representation, you should ensure your rights are protected. Notify your insurance carrier if you are in a wreck with injuries.